With mortgage rates still hovering close to 7%, affordability remains a real concern for many here on the Central Coast. As someone who has navigated our Paso Robles market through many cycles, I know just how much these numbers impact your options—whether you’re buying, investing, or considering a refinance. Until inflation cools and the Fed signals a new direction, higher borrowing costs and wider mortgage-backed securities spreads may continue to influence our market. For now, it makes sense to plan with current rates in mind and treat any future drop as a welcome bonus rather than a guarantee. My commitment, whether you’re seeking a luxury estate or your very first home, is to help you make informed decisions in every market environment. There’s always potential to unlock—and I’m here to help you recognize it.
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