{"id":99,"date":"2026-10-14T17:00:00","date_gmt":"2026-10-14T17:00:00","guid":{"rendered":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/?p=99"},"modified":"2026-10-14T17:00:00","modified_gmt":"2026-10-14T17:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/2026\/10\/14\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/sheila-johnson-1\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>With mortgage rates still hovering close to 7%, affordability remains a real concern for many here on the Central Coast. As someone who has navigated our Paso Robles market through many cycles, I know just how much these numbers impact your options\u2014whether you\u2019re buying, investing, or considering a refinance. Until inflation cools and the Fed signals a new direction, higher borrowing costs and wider mortgage-backed securities spreads may continue to influence our market. For now, it makes sense to plan with current rates in mind and treat any future drop as a welcome bonus rather than a guarantee. My commitment, whether you\u2019re seeking a luxury estate or your very first home, is to help you make informed decisions in every market environment. There\u2019s always potential to unlock\u2014and I\u2019m here to help you recognize it.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With mortgage rates still hovering close to 7%, affordability remains a real concern for many here on the Central Coast. As someone who has navigated our Paso Robles market through many cycles, I know just how much these numbers impact your options\u2014whether you\u2019re buying, investing, or considering a refinance. Until inflation cools and the Fed [&hellip;]<\/p>\n","protected":false},"author":375,"featured_media":100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-99","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/99","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/users\/375"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/comments?post=99"}],"version-history":[{"count":1,"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/99\/revisions"}],"predecessor-version":[{"id":101,"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/99\/revisions\/101"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/media\/100"}],"wp:attachment":[{"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/media?parent=99"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/categories?post=99"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sheilajohnsonrealtor.com\/blog\/wp-json\/wp\/v2\/tags?post=99"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}